December 17, 2017

Bankruptcy Specialist: Do I need one?

People choose bankruptcy lawyers based on many things, including their experience.  How do you choose the right one? While there are a number of Charlotte attorneys who practice bankruptcy law that are competent, if not at the highest level, to handle most bankruptcy matters, there are a few extremely capable bankruptcy attorneys in western North Carolina. Unfortunately, there are a number … [Read more...]

Can my Homeowners Association (HOA) force me into Foreclosure?

This video of a Charlotte, NC family being foreclosed upon by their homeowners association (HOA)  is a cautionary tale illustrating the power of HOAs and is one reason I wrote this . If you are facing a foreclosure by your homeowners association, or are substantially behind on HOA dues and have concerns about how to resolve this, you are not alone and a bankruptcy filing may be a viable … [Read more...]

Tax Debts and Bankruptcy

The automatic extension granted to individual taxpayers just passed, which often brings calls from those who cannot pay their tax debts. As part of my bankruptcy practice, I strive to stay current on North Carolina Department of Revenue (NCDOR) and IRS policies that may affect my clients. A three-point test to discharge income taxes in Chapter 7 bankruptcy In order for income tax debt to be … [Read more...]