November 23, 2017

Debt Resolution Programs: Beware, Beware

Look, I know why people have joined or are considering joining so-called "debt resolution" programs; we humans have an innate desire to “do the right thing” and honor our debts. But with so many people turning to me to pick up the pieces of a debt resolution program gone bad, it's time to take a stand against them. The ugly downside of debt arbitration programs As I work with new clients in … [Read more...]

Eliminate Credit Card and Medical Debts in Bankruptcy

Most of my bankruptcy clients have credit card and medical debts they wish to discharge.  It is rare that a personal bankruptcy filing does not include both. To understand the relationship between the two debts, Dēmos, a nonpartisan public policy research and advocacy organization, conducted the 2012 National Survey on Credit Card Debt of Low- and Middle-Income Households this February and … [Read more...]