June 29, 2017

What to do When Creditors Call You at Work

Creditors and collection agencies use so-called "robo-dialing" technologies to call debtors at work, home and on their cell phones day after day.  The best advice is to not talk to them, unless you have a proposal for repaying the debt in full. If you have a smart phone, you can set it to "reject" the call, but of course this won't make your debts go away. You can send a cease and desist … [Read more...]

Dealing with Creditor Calls at Work

Some of the best advice a bankruptcy attorney can give is about timing: when to file.  In many circumstances, I advise clients to wait until a date certain to file, and to maintain the status quo until then, which often means dealing with a deluge of creditor and bill collector calls until their cases are filed. Don't allow yourself to be railroaded by creditor calls Many clients want and need … [Read more...]