July 16, 2019

What to do When Creditors Call You at Work

Creditors and collection agencies use so-called "robo-dialing" technologies to call debtors at work, home and on their cell phones day after day.  The best advice is to not talk to them, unless you have a proposal for repaying the debt in full. If you have a smart phone, you can set it to "reject" the call, but of course this won't make your debts go away. You can send a cease and desist … [Read more...]

NC Debt Collection: Judicial Procedures

One of the most-searched-for content on my website is "How debts are collected in North Carolina."  In view of this interest in debt collection, I am going to expand on the earlier posts in a series of posts. Two general ways to collect debts There are two general ways to collect debts: Extra-judicial procedures Judicial procedures Extra-judicial procedures involve such things as … [Read more...]