June 20, 2019

Can I Go Bankrupt Without My Spouse?

Can one spouse file a bankruptcy case without the other spouse?  The answer is "yes." Who is an "authorized user" on the account? It is common these days for one spouse to generally be unable to pay their debts as they become due, while the other spouse is not liable for those debts. In this regard it is important to understand the  concept of “authorized user." Just because the spouse’s name … [Read more...]

What does it Cost to File for Bankruptcy Protection?

Yes, it costs money to file for bankruptcy protection. This post covers court costs and legal fees related to Chapter 7, Chapter 13 and Chapter 11 bankruptcy cases. Too often, I counsel folks who qualify for bankruptcy protection who’ve been spending their money trying to avoid filing. They spend it on so-called debt relief programs; they spend it trying to keep their home out of foreclosure, … [Read more...]