November 23, 2017

My Parents’ House is in Foreclosure, What Can I Do?

One of the heartbreaking realities of my practice in insolvency law is getting a phone call from an adult child who has just learned that a credit card company has sued or obtained a judgment against his or her parent, or that their parent’s real estate is in foreclosure because of missed mortgage, HOA or real estate tax payments. In my line of work, it is rare to see a senior citizen with a … [Read more...]

Eliminate Credit Card and Medical Debts in Bankruptcy

Most of my bankruptcy clients have credit card and medical debts they wish to discharge.  It is rare that a personal bankruptcy filing does not include both. To understand the relationship between the two debts, Dēmos, a nonpartisan public policy research and advocacy organization, conducted the 2012 National Survey on Credit Card Debt of Low- and Middle-Income Households this February and … [Read more...]